Mistakes To Avoid When Filing for Workers’ Compensation in Pennsylvania
Filing for workers’ compensation in Pennsylvania can be stressful, especially when you’re dealing with pain, missed work, and medical bills. The workers’ compensation system exists to provide financial support to employees hurt on the job. Still, even small mistakes in the process can cause delays or denials. Understanding what to avoid can help you protect your rights and advance your workers’ compensation claim.
Waiting Too Long to Report the Injury
One of the most common mistakes is waiting to tell your employer about the injury. In Pennsylvania, you should report your work injury to your employer within 21 days of the incident. If you wait longer than 120 days, you may lose your right to benefits altogether.
Report the injury as soon as possible, even if it seems minor. What feels like a minor sprain could develop into something more serious over time. Reporting promptly creates a record of the injury, which helps your case later.
Not Receiving Medical Treatment Right Away
Seeking medical attention right after your injury helps prove that it happened at work. If you delay treatment, your employer or their insurance company may argue that your injury is not work-related.
In the first 90 days after your injury, you may need to see a doctor from a list approved by your employer. After that, you can usually choose your doctor. Always follow your doctor’s advice and attend all appointments.
Failing To Follow Doctor’s Orders
Missing appointments or ignoring medical instructions may hurt your claim. Insurance companies look for reasons to stop paying benefits, and a failure to follow treatment can be used against you. Be consistent in your treatment and communicate openly with your doctor about your symptoms and progress.
Giving a Recorded Statement Without Advice
Insurance companies may ask for a recorded statement about your injury. This might seem harmless, but it can be risky. You may say something that can be misinterpreted or used to deny your benefits later. Always speak with a lawyer before giving a recorded statement or signing any documents from the insurance company.
Not Filing Within the Legal Timeframe
Pennsylvania law gives you three years from the date of your injury to file a claim petition with the Bureau of Workers’ Compensation. If you miss this deadline, your claim will likely be denied. Please note that additional deadlines may apply depending on your specific circumstances, such as those related to occupational diseases.
Quitting Your Job Too Soon
If you leave your job while receiving benefits, your employer may try to argue that you could have continued working or that you gave up your right to benefits. While some situations may require you to leave work, speak with an attorney first to understand how it could affect your case.
Not Getting Legal Help Early Enough
Workers’ compensation law is complex. If your claim is denied or delayed, having legal guidance can make a difference. A knowledgeable attorney can help you file paperwork, gather medical evidence, and present your case if a hearing is required.
Some injured workers wait until a serious problem arises to speak with a lawyer. By that time, key evidence may be missing or deadlines might have passed. It’s best to get help early, even if things seem to be going smoothly.
Protecting Your Rights Starts With the Right Help
At Stine & Associates, P.C., we help injured workers across Western Pennsylvania take the proper steps after a workplace injury. When you’re hurt, overwhelmed, and unsure of what to do, we’re here to guide you.
From your first report to any hearings or appeals, we work to protect your rights and help secure the benefits you need. Contact us today to speak with a workers’ compensation attorney who’s ready to help.